How Does 811 Kotak Help You Enjoy Digital Banking to the Fullest?

kotak 811 plan

So, how do you feel when an account can be opened on your mobile? Won’t you love a virtual debit card having the flexibility to pay all your utility bills via mobile? You would love all these, right? Well, you can avail that and more with 811 Kotak, a new wave in the world of digital banking. It’s been a year since the development took place in a glittering ceremony held in Lucknow, Uttar Pradesh. Let’s just discuss in detail the offerings of 811 Kotak in this article.

Kotak 811 Login

Kotak 811 is a savings account that can be opened on your mobile by downloading the Kotak Mobile Banking App. After the application is installed on your mobile, you need to register your Aadhaar, PAN and other basic details. As soon as you are done with that, the account will be opened with your customer relationship number (CRN). You would need a mobile banking PIN that can be set up easily. Once these credentials are created, you can log in to use the account.

Kotak 811 Benefits

The account offers a wide range of benefits that you can see below.

  • Zero balance facility
  • Interest Up to 6% per annum
  • 6% interest on savings account balance above 1 lakh to 1 crore, 5.5% interest on balance above 1 crore and 5% interest on balance up to 1 lakh
  • Free online fund transfer via NEFT, RTGS and IMPS
  • Virtual VISA Debit Card for online and offline payment
  • Payment of bills, booking movie, train, bus tickets via Scan & Pay feature

How Much Can You Deposit?

You can keep a maximum of 1 lakh in Kotak 811 account at any point of time. A maximum of 2 lakhs can be credited to the account. If the balance goes past the said level, it will be converted into a Full KYC account and the transaction limits of before will get over.

How Can You Deposit Money in Kotak 811?

You can deposit money in Kotak 811 via net banking of other bank account or through the payment gateway that would require you to choose from the modes such as debit card, net banking, etc.

Who is Eligible to Open Kotak 811?

Resident Indians with more than 18 years of age with a valid PAN number and Aadhaar Card are eligible to open this account.

How is Kotak 811 Better than Other Savings Accounts?

Kotak 811 is superior to other forms of savings accounts, particularly at a time when everyone wants everything on mobile. Smartphones are getting launched into the market at a rampant pace, month-on-month, quarter-on-quarter, year-on-year. And so, the demand for a digital banking on mobile is gaining steam. Well, other bank accounts can also be opened online. But Kotak 811 comes with an App which is not the case with others. With a bundle of benefits and enhanced convenience, the new age digital banking phenomenon is becoming the favourite of masses. So, it would be worthwhile having this account and live the digital banking experience to the fullest.


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