What are you thinking is it necessary to know? Yes, it can be the direct ticket for you, when you are going to take a loan or credit card. You can check CIBIL score free through official site or by PAN ID. You can login their site from anywhere and just a few seconds get to know own points so that you can maintain it.
Open the website and select your section. Fill your full name, date of birth, gender, correct current-permanent address, upload KYC, registered email ID and mobile number. After that, they can ask few questions related to your dues, penalties, and outstanding amount. You have to accept terms and conditions, then finally click on submit button. Now they can verify your data if everything will be ok then drop an email on your registered email ID within a day.
If you are going to check by PAN, so process this way. Login the site, fill your full name as per PAN ID, date of birth, gender, share the proper address with correct area PIN code, registered email ID, mobile number, and they can also ask few questions which can be related to your credit dues, penalty, and other activity. After your final submission, they can cross-check all the report and drop confirmation mail on your registered email ID within a day.
How Can You Raise Your CIBIL Score?
Before you can check CIBIL score free, you get to know the range. The CIBIL is one bureau who can collect your financial data than share with lenders. There are two more bureaus Experian and Equifax. You can check your status within a year or in six months. The range starts from 300 to 900 now we can explain you range difference one by one.
Explantation Of CIBIL Score
- If you can get 300 points, it means direct rejection from any financial company
- 450 to 500 is better than first one, but the position still same
- 550 to 600 indicates you have a chance to get benefits but before that start making payment on time
- 650 to 700 credit score can give you approval for financially but with fewer benefits
- 750 to 800 means you know how to use a product and value of the one-time payment
- 850 to 900 shows the responsible behavior of yours. The lenders also happy to help you because you can maintain payment, repayment, and payback on right time
How To Improve Your CIBIL Score Quickly?
You can remember few things to make upgrade yourself follow pointers.
Avoid unnecessary usage of credit card. For example, if the bank can give you 50% limit, it doesn’t mean to utilize it at one movement.
You can try to make payment on-time. Your punctuality can give reward because the bank can also check payback, repayment, and payment data. Before, they can give you approval have verified all things.
If you want to recover your points, for that keep watching and monitoring own scoreboard. You can check credit score time to time, if there is any issue you can correct it otherwise, they can put you in defaulter list for next seven years.