The State Bank Of India is one of the top banks, offers phenomenal deals in financial service and products for you. The more you can use this card, the more you can get to know about attractive features and privileges.
SimplySAVE Advantage SBI credit card gives you several benefits such as in shopping, fuel surcharge waiver, dining, and entertainment field. It allows you to get exclusive rewards and cash backs when you can use your card.
Now you are curiously waiting to know about features of SBI card, let’s find out below points
- Earn 1 Reward Point at Rs 100 spent on other spends
- When you spend Rs 90,000 and above, get annual fees reversal
- Get 1% fuel surcharge waiver across all petrol pumps
- You can pay utility bills through SimplySAVE advantage SBI credit card
- You can use flexipay option, convert all your transactions on the easy monthly installment
Hence, you can also get to know about Fee And Charges of SBI credit card, because of this part aware you about charges which you need to pay. Find below few pointers
- Annual Fee – Rs 499 (one-time)
- Renewable Fee – Rs 499 (per annum)
- Add-on Fee -Nil (per annum)
- Late Payment Charges – Nil for an amount due from Rs 0-200
- Rs 100-750 if the due amount is greater than Rs 200 and up to Rs 10,000
- Card Replacement Fee – Rs 100
- Over Limit Charges – 2.50% of over limit amount subject to a minimum of Rs 500
- Cash Payment Fee – Rs 100
- Cash Advance Fee – 2.5% of transaction amount, subject to a minimum of Rs 300
- Finance Charges – 2.50% per month
Who Can Eligible Apply For A SBI Credit Card?
When you have a plan, to get immediate approval for SBI Simply SAVE advantage credit card then make sure all shared KYC would be proper and correct. This credit card gives you a full advantage as per the name, but cardholder should be in use it with full responsibility otherwise you can damage your score. A credit cardholder always keeps in their mind that credit bureaus like CIBIL, Equifax and Experian have all records of a credit card.
The Applicant should be 18 to 65 years with spotless credit record. As a document you have to provide, identity proof, address proof, PAN card, income tax return copy and one recent passport size photograph.
How Can You Get Instant Approval For Having A Credit Card?
To get instant approval for an SBI credit card, then first need to match your age eligibility and documents after that, it is going to be easy to apply for a credit card via online procedure. Just visit the SBI official site, fill employment and personal details, choose a credit card, registered email ID and mobile number. The bank will verify all the information after that get approval for next process.
It is not mandatory to apply through only online service you have an offline option also. For that need to visit the SBI bank branch, fill the physical form along with documents. And then, drop it to the bank counter.
What Are The Rest Advantages Of Using SimplySAVE Advantage Credit Card?
You can use your credit card, for making bill payments, view transaction reports a lot more. A credit card is a tension-free product that always reminds you, don’t worry. Your responsibility is, the way credit card provides you services, you can also carefully using a card by paying bills on time and credit usage.
Yes, you can pay bills through your SimplySAVE Advantage SBI credit card, just need to log in your ID at any online service portal. To log in an ID, visit sbicard.com, enter the full name, address, contact number, and 16 digit credit card number.
After that, you are avail to use Net banking, mobile banking, autopay, and NEFT service as per your comfort level. For that, they provide your User ID and Password. Login any service and pay bills, dues and outstanding amount.
As per your easiness make payment offline service also, just visit the SBI bank branch and pay bills via cash and cheque.
Your transaction report aware you, in a case you can cross decided credit limit. Yes, this tool can brief your expenses, purchases and exceed limit report. With the help of this, can also check your reward points, cash back, gift vouchers, the due dates and pending amount to pay.
If you can regularly check your monthly statement, it would help you to maintain CIBIL score, which is most important part while using a credit card.
When you are using a credit card, so it is obvious to have issues also. For that doubts can contact with SBI customer care service. To having their toll-free number visit the bank site, you can get all information.