Choose from UTI Mutual Fund Schemes and Start SIPs!

uti mutual fund

Unit Trust of India (UTI) Mutual funds is the oldest and one of the largest mutual funds in India which has a nationwide distribution network spread across India. The customer reachability has been a plus point in making it convenient for the people to reach out for investment purposes. The investors of UTI mutual funds have been satisfied with the returns and you know satisfaction is the most important thing when it comes to putting your hard money somewhere.

The investment firm was established in 1963 and since then it has been delivering best of its funds and schemes. The comfortable investment option provides its 10 million investors a friendly approach. There are over 10 million investor accounts under its 230 domestic schemes/plans as on September 30, 2017.

If you have not yet started a Systematic Investment Plan (SIP) and would like to invest in this one of the top performing mutual fund company, have a look at all the schemes available under each type of UTI mutual funds.

Once you are sure of the fund/funds where you want to invest, you can start a SIP online as per your convenient time and place. There are online portals like Wishfin that allow a e-KYC process for mutual fund SIP investment online. So, have a look at the schemes below:

UTI Mutual Fund schemes

The wide range of funds offered by UTI mutual funds makes it easier for the investor to choose the fund/s as per the financial goal. So, for your reference, here are the description of UTI Equity Funds, UTI Balanced Funds, UTI Debt Funds and UTI Exchange Traded Funds.

UTI Equity Fund

These funds directly invest in the stock markets with the aim to deliver higher growth and returns with medium to high risk. Have a look at some equity funds wherein you can invest in the form of Mutual Fund SIP:

Diversified Funds

  • UTI Equity Fund
  • UTI Mastershare Unit Scheme
  • UTI Multi Cap Fund

Specialty/Theme Based Fund

  • UTI Dividend Yield Fund
  • UTI-India Lifestyle Fund
  • UTI-Infrastructure Fund
  • UTI-Bluechip Flexicap Fund
  • UTI-MidCap Fund
  • UTI-MNC Fund
  • UTI-Opportunities Fund
  • UTI-Wealth Builder Fund

Sector Funds

  • UTI Banking Sector Fund
  • UTI Pharma & Healthcare Fund
  • UTI-Transportation & Logistics Fund

Tax Planning Funds

  • UTI Long-Term Equity Fund(Tax Saving)
  • UTI-Master Equity Plan Unit Scheme
  • UTI Long-Term Advantage Series-I
  • UTI Long-Term Advantage Series-II
  • UTI Long-Term Advantage Fund Series-IV
  • UTI Long-Term Advantage Fund Series-V

Arbitrage Fund

  • UTI-Spread Fund

Pre Index Funds

  • UTI Nifty Index Fund

UTI Balanced Fund

The main focus of this fund is to minimize the gap between equity and debt schemes. The portfolio is build up of a mix of equity stocks and bonds which results in the overall balance of the risks. You can invest in any of the below-given funds in the form of SIP.

Pure Balanced Funds

  • UTI Balanced Funds/Balanced Mutual Funds

Segment Focussed Funds

  • UTI-CCP Advantage Fund
  • UTI Charitable & Religious Trust & Registered Society
  • UTI Child Plans/Children Career Plans-Balanced Plan
  • UTI Smart Woman Savings Plan
  • UTI-Retirement Benefit & Pension Fund Plans
  • UTI-Unit Linked Insurance Plans & Policy(ULIP)

Monthly Income Schemes

  • UTI-MIS Advantage Plan

UTI Debt Funds

The debt funds invest in bonds and other debt instruments. These funds primarily accommodate those investors who wish to enhance their current income while assuming low to medium level of risk. Have a look at the funds:

Segment Focussed Funds

  • UTI Income Opportunities Fund
  • UTI-Bond Fund
  • UTI Dynamic Bond Funds/Dynamic Bond Mutual Funds
  • UTI-Floating Rate Fund STP
  • UTI-Gilt Advantage Fund LTP
  • UTI G-Sec STP
  • UTI Short Term Income Funds
  • UTI Treasury Advantage Fund
  • UTI Banking & PSU Debt Fund
  • UTI Monthly Income Plan & Scheme
  • UTI Medium Term Fund

Liquid Funds Category

  • UTI-Liquid Fund/Liquid Mutual Funds
  • UTI-Money Market Fund

Close-Ended Debt NFO

  • UTI Capital Protection Oriented Scheme Series IX-I 1467 Days
  • UTI-Fixed-Term-Income Fund-Series-XXVI-XIV-1105-Days

UTI Exchange Traded Fund

The advantage of these funds is the flexibility to buy and sell the units throughout the day on a stock exchange. Some of the best performing UTI mutual funds are as follows:

  • UTI Nifty Exchange Traded Fund
  • UTI Sensex-Exchange Traded Fund


Disclaimer: Mutual Funds are subject to market risks. Please read the scheme related documents carefully before investing.


Srishti Singh is a professional financial writer who has written on various financial products like personal loans, home loans, credit cards & mutual fund investment, etc. She believes in delivering best of her knowledge so as to help the readers understand the product and be aware of their financial decisions.

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