Axis bank offers some of the best credit cards in the industry. They have provided credit cards which cater to various people for various needs such as shopping, travel, restaurant as well as corporate cards. Axis bank also has many payment options for a credit card which you can choose according to your convenience.

How to manage your Axis Bank Credit Card Payments?

Paying an outstanding credit card bills is an easy task now with Axis bank offering various online and offline solutions. You can choose any mode of payment that is convenient and pays on the due date. The online payment modes are Net Banking, Electronic Clearing Service (ECS), National Electronic Funds Transfer (NEFT), VISA Money Transfer, Mobile Payment, Online Payments from other bank accounts, Auto Pay and IMPS (Immediate Payment Service). You can also use the following offline payment options – Cheques or cash payment.

Online Payment Options

Net Banking: You can use the Axis bank net banking service to pay credit card bills from your Axis bank savings account. After registration for the net banking, enter the outstanding amount to be paid and click on submit to complete the transaction. Payments done using this service will be credited to the card account on the same working day.

Mobile Banking: Axis Bank credit card users can also use the mobile banking application to make outstanding bill payments. Just need to download the App on your smartphones and after installation uses customer ID to log into the App. It has all the features that are present in the net banking portal. To pay a credit card dues the user needs to go to the credit card tab and select the payment option.

Auto Pay: Axis bank wants to kill your late fee charges worry, that’s why provide you Autopay option. In this process, set standing instructions for auto debts on your Axis bank account. It will help you in that manner, in case you forgot to pay the bills on time, auto pay can be dedicated from your account and send you mail or SMS in your registered ID’s.

National Electronic Funds Transfer (NEFT): You can pay your Axis bank credit card bill from any other bank account by using the NEFT facility. Just need to add your credit card number to the payee account number to make the payment through NEFT.

Immediate Payment Service(IMPS): Axis bank users can also use the immediate payment service to pay outstanding credit card bills through the Axis bank mobile application. After logging into the mobile banking application, enter information such as mobile number, payment amount and the payee 16 digit reference number.

Real-Time Gross Settlement(RTGS): This payment of option is for whom, who like to use their credit card for large transactions, you can pay your credit card bills in one go using the RTGS mode even if they do not hold an Axis bank account.

Offline Payment Options

Cash Payment: It does not mandate, that you can pay your credit card or rest payment through an online. If you are comfortable, with offline procedure then firstly search the nearest Axis bank branch and pay the bills on time.

Cheque Payment: If you choose cheque payment option, then do the same like for cash payment you do. Enter your information in the Axis bank cheque, account number, mobile number, payee amount and drop to Axis bank ATM box. They are set the boxes for this purpose.

What are the main factors that need to keep in mind for applying for a credit card?

When you are all set to go with an Axis bank credit card, firstly credit card check eligibility criteria and documents. The applicant should be, between 18 to 70 years and add-on cardholder should be above 15 years. Documents- need one passport size photograph, Identity proof, Address proof and Income tax return copy is required.

How do you check credit card expenses details?

In bank statement, you have received your all expenses and due payments information. In short, this is a credit card tracker, where you can check credit limit, expenses, how many time you can swipe for which product and various information you can know. If you are already using Axis bank net banking service, can also check coupons, gift vouchers and all.

The more you use Axis bank credit card, the more you know, the more you have doubts. For your all doubts, the customer care executives are here with their prompt responses and try to resolve them as soon as possible. Do feel free to raise your query or complaints regarding Axis bank credit cards by 24*7 toll-free customer care number 1800 419 5959.

Banty Chakraborty is a professional Finance writer who has introduced the reader about various credit card products like how to apply for credit card, different types of cards, home loans, personal loan and mutual fund investment etc. She believes in delivering best of her knowledge to the readers.

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