The moment you apply for any sort of credit card or loan, it would not be wrong to say that the first and foremost that comes into the picture is none other than your cibil score. Yes, this three-digit numeric summary is one such crucial aspect that can either make or break the situation for you.
This is the reason that people are always curious to know how to get cibil score before applying for any sort of credit facility. However, if we talk more about the same, it is nothing but a numeric representation of an individual’s repayment history, which gives lenders a quick access to an applicant’s credit profile.
Talking about this three-digit summary, it usually ranges between 300 to 900. However, one thing that needs to be mentioned here is the fact that most of the lenders prefer a score of 700/750 out of 900 as far as availing the best deal. Now when it comes to knowing the score, there are many ways through which one can easily check the same without any hassle. Yes, you can either check the same via PAN Card or take a route to WhatsApp to know your numeric summary. So, without wasting any time further, let’s just know each one of them in the article below…
Via PAN Card
With the help of your Permanent Account Number, you can check your score in just 2 minutes, followed by simple and quick steps. So, let’s take a look at the steps below.
Step 1: Go to CIBIL score page
Step 2: Enter your Name as per PAN Card
Step 3: Mention correct Date of Birth
Step 4: Select Gender
Step 5:Provide PAN Card number
Step 6: Enter contact details such as email address, residence address and mobile number
Step 7: Agree to the terms and condition
Step 8: Click on submit button
Get ready to experience India’s first process to check your three-digit numeric summary on WhatsApp. Just follow the steps mentioned below.
Step 1: Give a missed call to +91-8287151151
Step 2: Mobile Number will be added to WhatsApp Chat
Step 3: Mention your Name, Date of Birth & Gender
Step 4: Enter your PAN Number
Step 5: Provide your complete residence address
Step 6: Enter your Email ID
Soon after completing the steps above, you will get to know your numeric summary in the WhatsApp Chat Box. Moreover, another way to know how to get cibil score is by filling up the form online that allows you to know your score that will be sent to your registered mobile number. The process gets completed if you login to your account using CIBIL details and can get the free access to your report for one year.
Yes, you would be glad to know that with the help of login to your account, you can also have the privilege to check your detailed credit report and get a free membership for the same for 1 year.
Hope, you will follow the steps above in order to get to know your credit score in a hassle-free manner.