Getting a credit card is not a difficult task if your credit history and income is good. HSBC Bank is an international bank with many branches in different countries. The bank offers three credit cards with great features and reward points on each credit card are also competitive. The procedure to get HSBC credit card is simple but when it comes to bill payment, many people get confused.
But, there is nothing to worry about when you have to do HSBC credit card bill payment. You can do it in multiple ways and each of them hardly take a few minutes. If you have taken a credit card from HSBC Bank or planning to apply for it, you can also read about bill payment procedures as it will be very useful. To begin with, let us read names, eligibility criteria and documentation for these cards and then see the procedure of bill payment.
List of All HSBC Credit Cards
- HSBC Visa Platinum Credit Card
- Gold Credit Card
- HSBC Smart Value Credit Card
What are the eligibility criteria for HSBC credit cards?
The applicants who are Indians and have a good source income with minimum CIBIL score of 750 can apply for HSBC credit cards. By keeping into account your details, most suitable credit card will be approved to you.
What are the documents required for these cards?
The documentation required for an HSBC Bank Credit Card is very simple and straightforward and as is as follows:
- 2 passport size color photos
- AID Proof (any one) – passport, driver’s license, voter’s ID, PAN, Aadhaar card
- Address Proof (any one)- Passport, driver’s license, voter’s ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
- Salaried – Latest 3 Months salary slip (or) Last 3 months’ bank statements
- Self-employed – Last year ITR along with Bank Statement for last 3 months and Form 16
How can you do HSBC credit card bill payment?
Just like application procedure is simple, you can pay your bill. You have the option to either pay via cheque or Netbanking. You can also pay via Netbanking even if you are not an account holder. You can simple login using your customer ID and password. After successful payment, you will receive confirmation SMS on your registered mobile number.
You have to make sure that you pay your before due date so that no penalty is applied on your bill. Other than your outstanding amount, there is GST which is presently 18%. If you miss the payment, you will have to bear a finance or late payment fee as well.
What is the customer care number of HSBC Bank for credit cards?
Just in case you find any issue while using any of HSBC credit card or while doing payment, you can instantly contact customer care department on 1860 108 7788 or 1860 500 2277. This is a toll-free number and can be reached anytime. All you have to do is call them and mention your query or issue that you are facing.