Choose the Kotak urbane credit card which provides you, entertainment, dining, shopping and more advantage. All the benefits might be you can enjoy, after applying for a Kotak Mahindra urbane credit card. The credit cards not only, for your fun and entertainment you can use it for your emergencies also. So, if you think this card features and benefits specially designed for you, apply now or never.
Kotak Urbane Credit Card Features And Benefits:
Below pointers help you to set your mind, whether you want Kotak Urbane credit card, is it suitable as per your habits or lifestyle.
- When you earn 1000 reward points, its redeemable worth will be Rs 75
- You must have a minimum of 1000 reward points for redemption
- Get Rs 50,000 for a fraudulent case of your credit card, up to a maximum period of 7 days by the time card is stolen
- You will get the option of setting a spending limit on the add-on card
- Separate tracking of spends on different add-on cards possible
Kotak Urbane Credit Card Fee And Charges
- Interest charges calculated at 3.50% per month
- Overlimit charge: Rs 500
- Annual fee: Rs 199
- Add-on card fee waived
- Late payment charges: Rs 100 to Rs 700
- Cash withdrawal charges: Rs 300
Kotak Urbane Credit Card Eligibility Criteria and Required Documents
- Age criteria are an essential part: The applicant, should be between 21 to 65 years and add-on cardholder should be 18 years of age when applying for a credit card. The applicant should have a minimum annual income of Rs 3 lakhs and above.
- Required documents: Documents required for Kotak Urbane credit card verification, PAN card, Aadhaar card, Voter ID, Driving licence for identity proof. For Address proof, submit Aadhaar card, Voter ID, Passport or any other government proof. Recent passport size photograph and declaration form duly signed. Remember all the documents should be self-attested.
Kotak Urbane Credit Card Repayment
To pay the credit card bills on time is this big issue for you? You want to set auto payment option or need to pay from home? Here, is your all answer, just login to Kotak Mahindra bank’s online payment option like net banking, autopay, NEFT and more choose any of them and apply. Visit the official website of the bank, fill personal and professional details and submit. After that, you can login your net banking or any other site to pay your credit card bills, view cashback, reward points and more. It’s a comfortable process without going anywhere, pay the bills on time.
Apply For Kotak Urbane Credit Card
Kotak Urbane credit cards features and privileges are attractive as well as beneficial for you and want to apply? You can visit the official site of Kotak Mahindra bank and choose a card as per your spending habits. Enter your name as per PAN card, registered mobile number and professional details. During the time, when you are filling your information and need help, for your help executives are there, you can ask them any doubt. Meanwhile, your documents should be cross-checked by you because one wrong detail can stop your application procedure.
Kotak Urbane Credit Card Application Status
If you are already, applied for a credit card then now you are curious about to know where is your application reached, is it approved or rejected? Don’t you worry, just download the application tracker site in your mobile and enter your application number and registered mobile number, then press OK to search. And you can find all the information of your application in your screen.
Kotak Urbane Credit Card Statement
Bank statement of your credit card is like helpline for you and your card. Yes, it could help you to know of your expenses, credit card limit, monthly transactions and other information. If you are already shared your email ID with a bank, then they will send you monthly credit card transaction report in your registered email.
Kotak Urbane Credit Card Customer Care
Just one call to customer care helpline 1860 266 2666 toll-free number and take your all queries solutions. You can approach customer care executives anytime without any hesitation. They are glad to help you, with your credit card related issues, bank statement issues, want to know benefits and features of your favourite credit card. By 24*7 customer care executives are there for you.