What makes Citibank Cash back Credit Card Unique?

Finance

Citibank credit cards are amongst the most beneficial ones. The features and benefits you get on a Citi credit card are difficult to find anywhere else. Especially, cards such as Double Cash back and Cash back have great offers which let the users save more money.

Features such as low or no annual fees and higher reward points prove to be cherry on the top of its already attractive advantages. With all these, there is no doubt that the bank provides unique features and facilities in order to provide users an amazing experience. In this article, you would find the features of Citibank Cash back Credit Card and others.

Citibank Cashback Credit Card

Fees & Charges

  • No Joining Fee
  • Annual Fee- ₹500
  • Over Credit Limit charge of 2.5% of the amount subject to a minimum of ₹500
  • Interest rate on credit card ranges between 37.20%-42% annually
  • Cash Withdrawal Fee at 2% of the amount with a minimum of ₹300

Features

  • Get 5% cashback on purchase of movie tickets, payment of telephone and utility bills
  • Purchases above ₹2,500 can be converted into easy-to-pay EMIs with a call to the bank’s customer care, online banking, as well as through Citi Mobile when you are traveling
  • Simply tap-and-pay at merchant terminals for purchases up to `2000* without entering the PIN
  • 5% cash back on movie ticket purchases
  • 5% cash back on all your telephone bill payments
  • Pay through Citibank Online Bill Pay and get 5% cash back on Utility Bill Payments

Types of Citibank Credit Cards

For your reference, below are other credit cards offered by Citibank which are amongst the most demanding cards in India.

Citibank Credit Cards

  • Citi Simplicity Card
  • Citi Double Cash Card
  • Citi/AAdvantage Platinum Select World Elite Mastercard
  • Citi/AAdvantage Executive World EliteTM Mastercard
  • CitiBusiness/AAdvantage Platinum Select World Mastercard
  • Citi/AAdvantage Gold World Elite Mastercard
  • Citi ThankYou Preferred Card
  • Citi ThankYou Premier Card
  • Citi Prestige Card
  • Citi ThankYou Preferred Card For College Students
  • Citi Diamond Preferred Card
  • EXPEDIA+ CARD From Citi
  • EXPEDIA+ VOYAGER CARD From Citi
  • Costco Anywhere Visa Card By Citi
  • Costco Anywhere Visa Business Card By Citi
  • AT&T Access Card From Citi
  • Citi Secured Mastercard
  • Citibank Rewards Card (Shopping)
  • Citibank Premier Miles Card (Travel)
  • Indian Oil Platinum Card (fuel)
  • Citibank Cash Back Card (Cash Back)
  • Citi Prestige Credit Card (Lifestyle)

Citibank Rewards Card

Fess & Charges

  • No Joining Fee
  • Annual Fee of ₹ 1,000, but can get waived upon spends of ₹ 30K on your credit card
  • Over Credit Limit charge of 2.5% of the amount subject to a minimum of ₹500
  • Interest rate on your first credit is 3.25% per month (39% per annum), but will vary in 6 months as per bank policy
  • Cash Withdrawal Fee at 2% of the amount with a minimum of ₹300

Features

  • 1 point available for every spend of 125
  • Avail 10X reward points on spends at apparel & department stores
  • Earn unlimited 10X reward points at select partners
  • Redeem reward points instantly at more than 1200 participating IndianOil outlets and online shopping partners
  • Enjoy reward points as they do not expire
  • Enjoy 1,000 bonus points on your first Rs 1,000 spend within 60 days from card issuance
  • Earn 1500 bonus points on your first spend within 30 days of card issue
  • Get over 6,000 offers on dining, shopping, movies and EMI

Citibank Oil Platinum Card

Fees & Charges

  • No Joining Fee
  • Annual Fee of Rs 1,000, but can get waived upon spends of ₹ 30K on your credit card
  • Over Credit Limit charge of 2.5% of the amount subject to a minimum of ₹ 500
  • Interest rate on your first credit is 3.25% per month (39% per annum), but will vary in 6 months as per bank policy
  • Cash Withdrawal Fee at 2% of the amount with a minimum of ₹ 300

Features

  • Save more than 5% on fuel at Indian Oil Corporation (IOC) outlets
  • Enjoy fuel surcharge waiver on swiping the card at IOC retail outlets
  • 1 turbo point=Rs 1 of fuel
  • Earn 2X turbo points on spends upto ₹5,000 per month, made at famous grocery stores, hypermarkets and supermarkets. Beyond that, 1 turbo point to be given on each spend of ₹150
  • Enjoy unlimited 1 turbo point for every spend of ₹150
  • Get 1 turbo point on ₹ 150 spent on shopping, dining, etc
  • Earn 4X turbo points and enjoy fuel surcharge waiver
  • Redeem your turbo points at more than 1200 authorized IOC retail outlets across India

Citibank Premier Miles Card (Travel)

Fees & Charges

  • No Joining Fee
  • Over Credit Limit charge of 2.5% of the amount subject to a minimum of ₹500
  • Interest rate on your first credit is 3.25% per month (39% per annum), but will vary in 6 months as per bank policy
  • Cash Withdrawal Fee at 2% of the amount with a minimum of ₹300

Features

  • Earn 10 miles on each spend of Rs 100 on travel and book ticket at the website of premier miles and with select partners
  • Redeem your miles in more than 100 domestic and international airlines

Srishti Singh is a professional financial writer who has written on various financial products like personal loans, home loans, credit cards & mutual fund investment, etc. She believes in delivering best of her knowledge so as to help the readers understand the product and be aware of their financial decisions.

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