When it comes to providing a personal loan, Bajaj Finance has its own Midas touch with exciting offers. So what if you seek funds for vacation, marriage, education or home renovation, Bajaj Finance lends its helping hand with a personal loan for all your needs. Interestingly, it can be disbursed to you within 24 hours, making it an exciting prospect for many wanting quick funds in contingency times.
Available for as long as 5 years, the loan can be paid easily through equated monthly installments (EMIs). So what are you waiting for? Come and read Bajaj Finance Personal Loan in detail here.
Bag Loan Amount As Much as ₹25 Lakhs
You can get a debt of as much as ₹25 lakhs, based on your eligibility. The tenure options are flexible ranging from 12-60 months, giving you ample time to pay off the debt. Another factor which helps Bajaj Finance rules the personal loan space is its attractive interest rate offers. The rate can be anywhere from 10.99%-16% per annum.
Bajaj Finance Personal Loan EMI Calculator
Getting an idea of the EMI beforehand only helps you budget your finances smoothly. So, as soon as you know the interest rates, loan amount and tenure, you can switch on the calculator to compute the monthly installments. All that you need is to enter these three variables and get the EMI on your computer screen. The calculator not only estimates the EMI but also the interest outgo over the course of a debt.
Market Abuzz with Bajaj Finance Flexi Personal Loan
The noted non-banking financial company (NBFC) has come with an exciting offer of Flexi Personal Loan. It eliminates the requirement of multiple applications, helping you withdraw money from your loan account and get it transferred to your bank. On a normal loan, the EMI constitutes both principal and interest. But, with a Flexi Personal Loan, you can choose only interest as EMI. Going this way will help reduce the EMI amount by up to 50%. The interest is charged on a daily basis according to the funds utilized. Whenever you have extra funds, you can choose to prepay, it won’t lead to any charge. This is quite unlike when you do at other lenders who could charge you around 2%-4% of the prepaid amount.
Personal Loan Eligibility
Tick the following boxes to ensure an easy and hassle-free disbursal.
- Salaried with a minimum and maximum age of 25 years and 53 years can apply for a loan.
- The minimum net monthly salary required is ₹30,000-40,000.
How to Apply for Bajaj Finance Personal Loan?
Sending application is easy as you can simply log on to the website of Bajaj Finance, get to Personal Loan section and then click on ‘Apply Now’. You just need to fill in a few personal and professional details before submitting your application to the lender desk. The company would check the details by sending the executives to your residence and office. These executives would pick the relevant documents to process your case further.