sbi unnati card

Read This for SBI Unnati Credit Card Features at a Glance


Many of you will surely agree on the fact that there are plenty of credit cards available in the marketplace, best known for catering the diverse needs of one and all. And, when it comes to selecting the best card, it would not be wrong to say that it is not everyone’s cup of tea. Yes, there are some tips and tricks that you need to keep in mind as it helps in choosing you a card that best suits your needs. So, if you also want to own a card, but still in a state of dilemma, nothing to worry as we are here to help. Read this article further to know more about the same…

Well, there are very few cards which are best known for transforming the lives of the people along with offering a world of unmatched features and benefits. And, SBI Unnati credit card is one such masterpiece which needs no introduction. Being associated with State Bank of India (SBI), there is no denying the fact that this beauty has been well-designed for those who are looking for all the comforts in life without paying much for it. But it comes with a condition, you need to have a minimum fixed deposit in SBI for a amount of ₹25,000, then only this card will be issued to you.

Moreover, this tri-coloured card not only symbolizes the spirit of young, enthusiastic and diversified India, but it also gives you the feeling of becoming the proud owner of a card. Let’s just discuss more about SBI Unnati credit card features below in the article…

No Annual Fee: Yes, you read that right! Enjoy zero annual fee with the help of availing this card. Not only this, enjoy no annual fee for the first 4 years. What happened, couldn’t believe? Well buddy it’s absolutely true! This beautifully designed card ensures that all can easily afford the same without any hassle, hence it has been provided with no annual fee to all. This annual waiver for the first 4 years allows the user to use the card without worrying about the fee and charges.

Reward Points: With this masterpiece you can receive one reward point while spending ₹100. And the best part is that you can redeem these points against against a wide range of exclusive gifts being easily available to you.

Interest-Free Credit Period: The users can also enjoy the interest-free credit period of 20-25 days which actually allows the users to pay for the borrowed credit from the bank. Within this period, if you repay the borrowed money, no interest will be charged by the bank on you.

Milestone Rewards: On spending ₹50,000 or more in a year, you can get the cashback of ₹500 . If you prefer to use a card for shopping, grocery, travelling or any other need, this sounds great, don’t you think so?

Fuel Surcharge Waiver: Next in the list is the fuel surcharge waiver features that allows you to reap the maximum benefits. Yes, for your each transaction worth between ₹500-3,000, you can get the 1% fuel surcharge waiver

Cash Withdrawal Facility: Well, this masterpiece also allows you to withdraw the cash from more than 1 million visa or Master Card ATMs located worldwide. But here is a catch! You can withdraw the cash of upto 80% of the overall limit of your card. But, the good news is that ₹12,000 is the maximum limit that one can withdraw in a day from an ATM.

Utility Bills Payment: If you are falling short of cash in order to pay your mounting utility bills, don’t worry as this beautifully designed card does all the magic for you and allows you to pay for your bills seamlessly.

Balance Transfer on EMI: Yes, you can transfer the outstanding balance of your another card to SBI unnati card in order to get the maximum benefits. In fact, opting for BT also allows you to enjoy the lower interest rates so that you can easily repay the borrowed amount in flexible EMIs. With attractive interest rates on balance transfer, it would not be wrong to say that this feature is grabbing the attention of many.

Worldwide Acceptance: One of the biggest SBI unnati card is the fact that it is accepted in more than 24 million outlets around the world, including 3,25,000 outlets exclusively in India. It can also be used to make the payments at the outlets that accept Visa or Master Cards.

Kunal Jaiswal is a digital marketing Executive and has written many topics in the related field.

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