Simple Ways to do Kotak Credit Card Bill Payment

kotak credit card bill payment

Kotak Mahindra Bank is one of the leading private banks and has been recently in news for its Kotak 811 plan. The bank became the first ever bank to provide account opening facility from a smartphone. The people can simply download the Kotak 811 App from Playstore and open an account from their phone within a few minutes. Other financial services like loans and credit cards have already won the hearts of many with its unique features and benefits.

Talking about the kotak credit cards offered by the bank, the list includes cards especially designed for different purposes depending on the needs of the customers. There are cards focusing on the entertainment, shopping, dining, travel, lounge access.

All these cards also have the other benefits of high reward points and Cashback offers. The payment procedure for credit cards is very simple and quick keeping in mind the shortage of time everyone has presently. We will talk about all the ways with which the credit card bill payment can be done.

Kotak Credit Card Bill Payment

As you know that the money used from a credit card is a debt facility that has to be returned to the bank. There is no interest charged on the bill if the payment has been done on time that is within the interest-free period or grace period. So, here are the ways for the bill payment:

  1. Mobile Banking– If you have Kotal Bank App on your smartphone, you can simply follow the below steps for the payment procedure.
  • Go to Kotak Mobile Banking
  • Click on the Home Page
  • Select Credit Card for which the payment has to be made
  • Click on CC Payments
  • Pay your Credit Card bills

If you do not have the app you can download it from the Playstore of your smartphone.

  1. NetBanking– Paying the bill through Net Banking is another way. You just have to follow the below steps:
  • Log in to Kotak Net Banking
  • Select ‘Credit Card’ option from the Home Page
  • Select ‘Payments”
  • Click on ‘Make Payment’ Option
  1. WebPAY– You can also opt for credit card bill payment with WebPAY which is for the times when you want to make the payment from other savings bank account.
  • Provide your Kotak Credit Card payment details
  • Select your savings account bank from the dropdown list
  • Confirm payment
  • Receive online confirmation and Transaction Reference Number
  1. NEFT- You can also transfer money online from other bank account to any bank account by following the below steps:
  • Log on to your non-Kotak Bank net banking website
  • Select Funds Transfer/NEFT
  • Register for payment to Kotak Credit Cards
  • Enter details

Here are the details you will need to enter:

  1. Payee name -4166xxxxxxxxxxxxxxxxxxx Customer Name
  2. Select Account Type – 52 for NEFT
  3. Select Location City – Mumbai
  4. Select Destination Bank – Kotak Bank
  5. Bank Address – Main Branch Mumbai
  6. IFSC Code – KKBK0000958
  7. Update Payee Account Number – 4166xxxxxxxxxxxxxxxxxxx (Provide your correct 16-digit Kotak Credit Card Number)
  1. IMPS- It is the simplest and fastest way to pay Kotak credit card bill. The steps to follow are:

Here’s how you can pay your Credit Card bill with IMPS:

  • Download the Mobile Banking Application provided by Kotak Mahindra Bank.
  • Click on “Banking”
  • A separate link for IMPS will be available
  • Click on “IMPS” and then select Merchant Payment
  • Enter the debit Bank Account number under Source Account: xxxxxxxxxxx
  • Enter this number as Merchant Mobile Number for Kotak Credit Cards: 9833336633
  • Enter this Mobile Money Identifier (MMID) for Kotak Credit Cards: 9485633
  • Enter the Amount (INR) that you wish to pay: xxxx.xx
  • Enter your Kotak Credit card Number under Payment Reference Number field: 4166 xxx xxx xxx xxx
  • Select ‘Go’
  • You will receive the transaction confirmation on your handset screen
  • Click on ‘Confirm’
  • Transaction details will be displayed on your handset post confirmation
  • You will receive an SMS on the transaction done
  • Your Kotak Credit Card Account would be credited with the amount authorized by you within 24 hours
  1. Auto Debit
  2. VISA Payment
  3. Phone Banking
  4. Bank Branch
  5. Cheque Payment

Kotak Credit Cards

Below are the different types of credit cards available at Kotak Mahindra Bank.

  • Royale Signature Credit Card
  • Delight Platinum Credit Card
  • League Platinum Credit Card
  • PVR Platinum Credit Card
  • Essentia Platinum Credit Card
  • Silk Inspire Credit Card
  • PVR Gold Credit Card
  • Urbane Gold Credit Card
  • Aqua Gold Credit Card
  • NRI Royale Signature Credit Card
  • Fortune Gold Credit Card
  • Feast Gold Credit Card
  • Privy League Visa Signature Credit Card
  • Wealth Management Infinite Credit Card
  • Best Price Credit Card
  • Corporate Wealth Signature Credit Card
  • Corporate Platinum Credit Card
  • Corporate Gold Credit Card

Kotak credit card customer care

For any credit card related query, the customers can reach the bank at 1860-266-2666, or +91-22-6600-6022 if overseas.


Srishti Singh is a professional financial writer who has written on various financial products like personal loans, home loans, credit cards & mutual fund investment, etc. She believes in delivering best of her knowledge so as to help the readers understand the product and be aware of their financial decisions.

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