Swipe Indusind Bank Credit Card and Avail Exciting Offers

Indusind Bank Credit Card

The availability of credit cards have made our world easy where we can manage on our needs without postponing them. The comfort of buying now and paying later makes it easy for the buyer to fulfill her immediate and urgent requirement. IndusInd Bank credit card gives the facility to avail the card of choice.

The Bank proffers multiple card to cater the diverse needs and shopping habits of their customers. Each card is uniquely featured to match the individual’s need. The cards are categorised for the convenience of the customers. The name of the Indusind Bank credit cards under each category are given below:

Super Premium Credit Cards

The CC under this category covers the following cards –

  • Indulge credit card
  • Pinnacle credit card

Premium Credit Cards

The Premium cards are offered in five variants and they are as follows –

  • Signature Credit Card
  • Iconia Credit Card
  • Platinum Credit Card
  • Platinum Select Credit Card
  • Platinum Aura Credit Card

Co-Branded Credit Cards

This range of CC includes –

  • WorldMiles Credit Card
  • Jet Airways IndusInd Bank Odyssey Credit Card
  • Jet Airways IndusInd Bank Voyage Credit Card
  • Chelsea FC Credit Card

Contactless Cards

The Contactless Cards category involves –

  • Platinum Aura Edge Credit Card
  • Legend Credit Card

Core Credit Cards

The Bank does not source these cards any more. The category comprises of –

  • Gold Credit Card
  • Classic Credit Card
  • Business Gold Credit Card

From the variety of cards at disposal, the customer can pick anyone according to living style and spending habit. Also, you can compare the features and benefits of all cards and select the one which most suits your living pattern. Comparing cards is not a hectic job. You can easily compare the cards of your choice on the Bank’s website. The Bank provides the platform to exercise their will while selecting. It also allows the customer to apply online.

The customer can submit their application for the CC online. After comparing various cards and checking the credit card eligibility for various cards, you can make a choice from the list of cards you are eligible for. As there is a predetermined criteria for all cards, following which the application is further processed. The customer applying for the card has to submit the documents. The list of document is as follows:

Documents Required

  • ID Proof- Copy of Passport, PAN Card/ UID, Driving License, Voter’s ID Card
  • Income Proof- Salary Certificate, IT Assessment order, Latest Balance Sheet, Copy of latest Income Tax Return
  • Address Proof- Aadhar Card, Voter ID Card, PAN Card, Utility Bills
  • PAN Card
  • Coloured Photographs
  • Bank Statement for the last 3 months

Once the application has been approved, the card is sent within the due time. Also, the user has to pay the following fees and charges. These charges varies from card to card and therefore, the applicant must ask about the charges from the executive.

Fees & Charges

Following are the fees and charges, the cardholder have to bear:

  • Interest Rate – 3.83% per month and 46% per annum
  • Joining Fee – ₹5,999
  • Annual Fee – Nil
  • Add-On Card Fee – Nil
  • Late Payment Charges –  Up to ₹100: Nil, for ₹101 to ₹500: ₹100, for ₹501 to ₹1,000 – ₹350, for ₹1,001 to ₹10,000: ₹550, Above ₹10,000: ₹700
  • Over Limit Charges – 2.5% of over limit amount subject to a minimum of ₹500
  • Returned Cheque – ₹250
  • Cash Advance Charges – 2.5% of the advance amount subject to a minimum of ₹300
  • Balance Enquiry Charges on Non IndusInd Bank ATMs – ₹25
  • Foreign Currency Mark-up – 3.5%
  • Railway Booking Surcharge – As applicable
  • Cash Payment Fee at IndusInd Bank Branch  – ₹100
  • Service Tax – At prevalent rates
  • Duplicate Statement Request  – ₹100 per statement (beyond last 3 months)
  • Re-issue/Replacement – ₹100
  • Charge-slip Request – ₹300

Benefits

  • Credit free period up to 50 days
  • No annual charges
  • On every spend of ₹150 on your card earn 1 reward point
  • Win exciting offers on dining
  • Avail 50% off on hotel bills
  • Get discount on dining across Asia Pacific
  • Enjoy more destinations and styles at over 600 hotels, resorts and apartments across 17 countries
  • Exclusive membership benefits
  • Buy 1 movie ticket worth ₹200 and get another free
  • Exclusive access to premium MasterCard airport lounges in India
  • 1 complimentary lounge visit per quarter on primary car
  • Silver membership at Le Club Accor Hotels

Leave a Reply

Your email address will not be published. Required fields are marked *