rbl bank credit card

Which RBL Bank Credit Card Should You Apply for?

Finance

RBL Bank, slowly but slowly, is gaining a strong foothold in the Indian banking arena with a broad product portfolio to suit a variety of customers. Be it the corporate client or a normal retail customer like you, the bank serves the need of all. If the bank has loans to meet the inherent needs, it has credit cards on the other side to help you shop out your needs.

As we move into a cashless economy, the importance of a financial instrument like credit card has grown manifold up. Recognizing the drive the country is in at the moment, the bank strives to customize its offerings, which is likely to encourage more application for its credit cards.

You also have a chance to get an RBL Bank Credit Card and enjoy the luxuries thereafter. It offers a wide range of credit cards with distinct features. Let’s get to discuss some of them in this article.

Top-selling RBL Bank Credit Cards

Insignia Preferred Banking World Card

  • Every 100 spent on domestic transactions to earn you 5 reward points
  • 10 reward points to be credited for every ₹100 spent on international transactions
  • Reward points earned can be redeemed for luxury escapades, haute fashion labels and classic accessories
  • Also, there’s a chance for you to choose gifts and vouchers from Platinum & Rewards catalogue
  • 2 complimentary access to domestic airport lounges every quarter, thanks to MasterCard Lounge Access Program
  • Get unlimited but paid access to more than 1,000 airport lounges across the globe by virtue of Priority Pass Program. You have 6 complimentary visits to lounges in a year. The visits also include guests. Visits made after free access will be charged at $27.
  • Get a flat ₹500 discount on movie tickets booked at BookMyShow each month
  • 24X7 concierge services such as assistance for referral and reservation
  • Stroll in to premium golf courses across India
  • 1 complimentary golf round every year and 1 golf lesson every month
  • Get 50% discounts on green fee access
  • Complimentary hotel room upgrade
  • Get an early check-in and a late check-out
  • Enjoy complimentary additional room nights
  • Fuel surcharge waiver on transactions worth between ₹500-4,000, capped to ₹250 per month

Fees

First Year – ₹5,000

Second Year Onward – ₹5,000, waived on a spend of ₹5 lakhs or more

Platinum Maxima Credit Card

  • Get 8,000 reward points as a welcome gift post the payment of joining fee and a purchase within 30 days of the issuance of the card
  • 2 reward points on spending every ₹100
  • 5X rewards on entertainment, dining, utility bill payment, international purchases and fuel spends
  • Accumulate 10,000 reward points for spending ₹2 lakhs or more in a year
  • Earn 10,000 bonus reward points on achieving a milestone spend of ₹3.5 lakhs or more in a year
  • Grab one complimentary movie ticket free up to ₹200 per month on purchasing two or more tickets at BookMyShow
  • Enjoy 2 complimentary visits every calendar quarter at all the major domestic airport lounges in India

Fees

First Year – ₹2,000

Second Year Onward – ₹2,000

Titanium Delight Card

  • 2,000 reward points to come to your kitty at the start upon 1st swipe within the first 30 days and the payment of joining fee on or before the first due date
  • On spending ₹10,000 within 60 days of the card issuance, you can get 1,000 additional points
  • Earn 1 reward point for every ₹100 spent on travel, dining, electricity bill, groceries, etc.
  • Earn 4,000 bonus reward points on spending ₹1.2 lakhs or more in a year
  • Enjoy fuel surcharge waiver for transactions worth between ₹500 and ₹4,000, up to ₹100 in a month
  • Get a free movie ticket every month on a Wednesday at BookMyShow
  • Enjoy 5% value back on purchasing groceries on Wednesday
  • 10% value back on offer while ordering a Pizza from Pizza Hut/Domino’s online

Fees

First Year₹750

Second Year Onward – ₹750, waived on spending ₹1 lakh or more

Vikas Das is one of those expert writers in finance who has enlightened the readers about various banking and investment products like personal loan, home loan, car loan, mutual fund, fixed deposit and others.

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