It’s an amazing thing to open your bank account with zero balance saving account. In nowadays who is giving you this privileges without amount, should go and grab the offer. There are top banks who can provide this service for your benefits. Know the rules and regulations and open own account.
Let’s see the leading banks provided facilities for zero balance saving account.
State Bank Of India: As we all know SBI is the government as well as the reputed bank. Most of the masses trust their services. They offer basic savings bank deposit account for the customer’s under which, the account opened can be maintained with zero balance. They don’t charge any additional things and also no minimum limit of money that can be deposit in the account. At the time of account opening, you should show them KYC. And SBI saving bank account holder gets a Rupay debit card, through this a maximum of four free transactions every month can do.
ICICI Bank: Through basic savings account with zero balance needs if they don’t have an existing savings account. There debit card and chequebook with 15 leaves per year are also free of cost. Internet banking and cash deposits are not chargeable, but cash transactions at other ATMs are chargeable at Rs 90 per swipe.
HDFC Bank: If you don’t have an existing savings account can open zero balance saving account. The account holder can get a free Rupay debit card with an option to upgrade into the international debit card. You can avail a benefit of free fund transfer online by NEFT and three cash withdrawals per month through ATMs.
Axis Bank: In the private sector, it’s a third largest bank. They give free Rupay debit card one chequebook per year payable according to the account. You can deposit Rs 10,000 cash per month and withdraw cash from ATMs three times every month for free.
Standard Chartered Bank: Account holder get a free international debit card, with the account and all transactions, financial, non-financial are free of cost in all ATMs across India. The standard chartered bank can provide doorstep banking facility.
RBL Bank: You should provide Aadhaar and PAN number to open the account. The account can open instantly, after that you can visit the website of the RBL and get rest services. Maximum Rs 1 lakhs can deposit and invest into fixed deposit scheme as well. You should visit the bank’s branch to submit signature within one year of opening the account.
Kotak Mahindra Bank: You can open a zero balance account and get a wide range of facilities. You should be 18 years age limit. The bank can provide a virtual debit card for online shopping. Without additional charges can do online transactions. The mStore features of the bank app allow doing online shopping without downloading other application.
IndusInd Bank: For this account, you should be in 18 years age bracket. You can get five free transactions at other bank’s ATM. Do online transactions through NEFT and RTGS without additional charges.